What We Invest in with the Heart
Effective Date: 27 April, 2026
Last Updated: 27 April, 2026
These Terms of Service (“Terms”) govern your access to and use of the website, newsletters, editorial products, events, communities, digital content, and related services provided by GEMVEST (“GEMVEST”, “we”, “us”, or “our”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use the Services.
GEMVEST is a media platform focused on business, investments, entrepreneurship, wealth, luxury, culture, and lifestyle.
Legal Entity: [Full legal company name]
Registered in: Singapore
UEN: [UEN]
Registered Address: 10 Raeburn park, #02-08, Singapore, 088702
Email: [General contact email]
Website: www.gemvest.sg
We may provide, operate, or make available:
We may modify, suspend, or discontinue any part of the Services at any time, with or without notice, to the extent permitted by law.
You may use the Services only if you are legally capable of entering into a binding agreement under applicable law.
If you use the Services on behalf of a company, fund, family office, brand, or other organisation, you represent that you have authority to bind that organisation to these Terms.
You agree that these Terms may be accepted electronically and that your use of the Services constitutes acceptance of them. Under Singapore’s Electronic Transactions Act, a contract is not denied validity or enforceability solely because an electronic communication was used in its formation, and electronic records generally receive legal recognition.
GEMVEST is a media and publishing platform. Unless expressly stated otherwise in writing, the Services are provided for general information, editorial, educational, and informational purposes only.
Content published by GEMVEST may include opinions, interviews, profiles, trends, commentary, forecasts, personal viewpoints, and market observations. Such content is not tailored to your individual circumstances.
The Services do not constitute:
You should conduct your own due diligence and seek advice from appropriately qualified professional advisers before making any financial, investment, legal, tax, or business decision.
Any reliance you place on the Services is at your own risk.
Your use of the Services does not create any:
between you and GEMVEST, unless explicitly agreed in a separate written contract signed by the relevant parties.
While we aim to provide thoughtful and high-quality content, we do not guarantee that any content is:
Markets, regulations, pricing, access conditions, and commercial circumstances change over time. Past performance is not indicative of future results. References to returns, rarity, desirability, market sentiment, or growth potential are inherently uncertain.
Some content, events, newsletters, features, or experiences may be sponsored, co-hosted, paid for, or produced in partnership with third parties.
Where appropriate, we may identify such content as sponsored, partner, paid, branded, or in collaboration with another party. Unless expressly stated otherwise, third-party views are their own.
We do not guarantee the quality, safety, legality, performance, or suitability of any third-party products, services, experiences, offerings, or claims.
Certain parts of the Services may require registration, invitation, subscription, approval, or password-protected access.
If you create an account or receive access credentials, you agree to:
We may suspend or terminate accounts, subscriptions, invitations, or access rights at our discretion where we reasonably believe there has been a breach of these Terms, misuse of the Services, security risk, or other legitimate reason.
You agree not to:
Unless otherwise stated, all rights, title, and interest in and to the Services, including text, editorial content, layouts, graphics, branding, logos, design, audio, video, photographs, databases, newsletters, downloadable materials, and compilations, are owned by GEMVEST or our licensors and are protected by applicable intellectual property laws.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for your personal or internal business use only.
You must not reproduce, distribute, modify, create derivative works from, publicly display, commercially exploit, or otherwise use our content without our prior written consent, except where permitted by law.
If you submit content, materials, inquiries, pitches, comments, photographs, testimonials, interview responses, event RSVPs, or other communications to us (“Submissions”), you represent that:
Unless otherwise agreed in writing, you grant GEMVEST a worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, edit, publish, display, adapt, distribute, and otherwise exploit such Submissions for editorial, marketing, promotional, operational, legal, and archival purposes in connection with the Services.
Your use of the Services is also subject to our Privacy Policy, which explains how we collect, use, and disclose personal data under the Singapore PDPA framework. The PDPA governs the collection, use, and disclosure of personal data by organisations in Singapore.
If you register for an event, dinner, private salon, webinar, or similar experience:
Where fees apply, additional event-specific terms may apply.
If GEMVEST offers paid subscriptions, memberships, reports, tickets, or other paid services:
If your offering is consumer-facing in Singapore, the Consumer Protection (Fair Trading) Act prohibits unfair practices in consumer transactions.
The Services may contain links to third-party websites, booking tools, ticketing platforms, merchant pages, payment processors, social media platforms, apps, newsletters, and services.
We do not control and are not responsible for third-party content, availability, security, terms, privacy practices, products, or services. Accessing third-party services is at your own risk.
To the fullest extent permitted by law, the Services are provided on an “as is” and “as available” basis.
GEMVEST disclaims all express, implied, statutory, and other warranties, including any implied warranties of:
We do not warrant that the Services will be uninterrupted, error-free, secure, or free of harmful components.
To the fullest extent permitted by law, GEMVEST and its directors, officers, employees, affiliates, contractors, agents, licensors, and partners will not be liable for any:
arising out of or in connection with your access to, use of, inability to use, or reliance on the Services, even if we were advised of the possibility of such damages.
To the fullest extent permitted by law, our aggregate liability for any claim arising out of or relating to the Services shall not exceed:
(a) the amount you paid to us for the specific paid Service giving rise to the claim in the 12 months preceding the event giving rise to liability; or
(b) if no fee was paid, SGD 100.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.
You agree to indemnify and hold harmless GEMVEST and its affiliates, officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees, arising out of or in connection with:
We may suspend, restrict, or terminate your access to all or part of the Services at any time, with or without notice, where we reasonably consider it necessary, including for:
Upon termination, any rights granted to you under these Terms will cease immediately, except for provisions that by their nature are intended to survive termination.
These Terms are governed by the laws of Singapore.
You agree that the courts of Singapore shall have exclusive jurisdiction over any dispute, claim, or controversy arising out of or in connection with these Terms or the Services, unless mandatory law requires otherwise.
We may revise these Terms from time to time. The updated version will be posted on our website with a revised “Last Updated” date.
Your continued use of the Services after updated Terms become effective constitutes your acceptance of the revised Terms, to the extent permitted by law.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, restructuring, or sale of assets.
These Terms, together with our Privacy Policy and any additional terms expressly incorporated by reference, constitute the entire agreement between you and GEMVEST regarding the Services.
If you have questions about these Terms, please contact:
GEMVEST
[Full legal company name]
10 Raeburn park, #02-08, Singapore, 088702
Email: media@gemvest.sg
Website: www.gemvest.sg